Poor Credit Credit Cards
The following Credit Cards are for People with Bad Credit, less than perfect credit, or poor credit. Apply for the Bad Credit card of your choice by completing a secure online application.
| Total Visa® Card
|

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- Instant On-Line Decision
- Free 24 hour Online Account Access
- Monthly Reporting to All Major Credit Bureaus
- Fraud Protection
- Outstanding Customer Service
*See website for terms and conditions.
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
19.92%* |
$48* |
N/A* |
Bad Credit OK* |
|
| Orchard Bank Silver MasterCard®
|

 |
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
*See Card Terms & Conditions
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.90%* |
$49* |
N/A* |
Bad Credit OK* |
|
| Orchard Bank Gold MasterCard®
|

 |
- Enjoy the prestige of a Gold MasterCard
- Receive Gold card privileges and benefits
- Great credit card to strengthen or rebuild your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
*See Card Terms & Conditions
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.90%* |
$79* |
N/A* |
Bad Credit OK* |
|
| Orchard Bank Platinum MasterCard®
|

 |
- Enjoy the prestige of Platinum with no up front fees
- Premium Platinum benefits including Purchase Protection
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
*See Card Terms & Conditions
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.90%* |
$39-$59* |
N/A* |
Bad Credit OK* |
|
| Continental Finance MasterCard®
|

 |
- Get Your Application Results in Seconds
- Monthly reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-annual credit limit increases*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
*See website for terms and conditions.
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
19.92%* |
$50* |
N/A* |
Bad Credit OK* |
|
| Continental Finance Gold MasterCard®
|

 |
- Rates as low as 9.75% APR*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
- Monthly reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-annual credit limit increases*
- Prestige of carrying a Gold card
*See website for terms and conditions.
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
9.75%* |
$25* |
N/A* |
Bad Credit OK* |
|
| Access Visa® Card
|

 |
- Instant On-Line Decision
- Bad Credit? No Credit? Give Access A Try!
- Outstanding Customer Service
- Free 24 Hour Online Account Access
- Reports to All Major Credit Bureaus
*See website for terms and conditions.
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
19.92%* |
$48* |
N/A* |
Bad Credit OK* |
|
| Rewards 660 Visa® Card
|

 |
- Apply Online - Response in Seconds
- No Fee for Credit Limit Increases
- No Checking Account Required
- Reports to Equifax and TransUnion
*See website for terms and conditions.
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
19.92%* |
$48* |
N/A* |
Bad Credit OK* |
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Security Note: All Applications feature Secure SSL Technology.
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