Citi® Credit Cards

The following credit card offers are for Citi credit cards. Compare offers side by side and apply online for the credit card that is right for you. Apply for the credit card of your choice by filling out a secure online application.

Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Secure, free online account management
$0 liability on unauthorized purchases
Apply online and get an instant response

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	Up to 12 Months*	As low as 9.74%*	None*	Yes*	Good Credit*

Citi® Diamond Preferred® Rewards Card

0% APR* on balance transfers for 12 months
$50 gift card – Receive 6,000 Bonus ThankYou(sm) Points after first purchase made within first 3 months*
5 ThankYouSM points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months*
No annual fee and FREE rewards program

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	As low as 12.24%*	None*	Yes*	Good Credit*

Citi® Diamond Preferred® Card

0% APR* on balance transfers and purchases for up to 12 months
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	Up to 12 Months*	As low as 9.74%*	None*	Yes*	Good Credit*

Citi® Dividend Platinum Select® Card

Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
Earn 1% cash back on all other purchases
0% APR* on Balance Transfers for 12 months
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	As low as 12.24%*	None*	Yes*	Excellent Credit*

Citi CashReturns(SM) Card

Earn 5% cash back on ALL purchases for 3 months
Earn 1% cash back on ALL purchases and eligible cash advances after the first 3 months
NO LIMIT and NO EXPIRATION on the amount of cash back you can earn
Checks will be sent automatically every time you earn $50 - no calling necessary
0% APR* on balance transfers for 12 months
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	10.49%*	None*	Yes*	Good Credit*

Citi® PremierPass(SM) Card

5,000 bonus points after your first purchase is made within 2 months of account opening
No annual fee
Low APR on balance transfers for 12 months. Balance Transfer fees apply.
Earn 1 Flight Point for every 3 miles you fly on any airline— or anyone else whose ticket you buy with the card.
Earn 1 Purchase Point for all purchases
ThankYou Network®

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	13.74%*	None*	Yes*	Good Credit*

AT&T Universal Savings Platinum Card

Up to 10% savings for the first 12 months on AT&T purchases
Plus AT&T calling benefits: Up to 30 free phone minutes each month
0% APR on balance transfers for 12 months
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	As low as 11.74%*	None*	Yes*	Good Credit*

AT&T Universal Savings & Rewards Card

1 ThankYouSM Point for every dollar you spend on non-AT&T purchases
Up to 10% savings for the first 12 months on AT&T purchases
Plus AT&T calling benefits: Up to 30 free phone minutes each month
0% APR on balance transfers for 12 months
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	As low as 13.74%*	None*	Yes*	Good Credit*

Citi® Driver's Edge® Options Platinum Select® MasterCard®

Receive 6% rebates on purchases made at supermarkets, drugstores and gas stations for the first 12 months - 3% thereafter
Receive 1% rebates on all other types of purchases.
Rebates can be applied towards purchases of a new or used car - ANY make, ANY model*
Earn rebates for every mile you drive
Rebates can be applied toward car maintenance
No balance transfer fee

*See Card Terms & Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	13.74%*	None*	Yes*	Good Credit*

Citi® Home Rebate Platinum Select® MasterCard®

0% APR on balance transfers for 12 months - no Balance Transfer Fee*
Rebates applied to your mortgage principal.
Don't have a mortgage yet? Good News! You will get statement credit instead to start saving for your dream house.
NO CAP or limits on the amount of rebates you can accumulate in a year.
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	11.74%*	None*	Yes*	Good Credit*

Citi® UPromise® Card

1% college savings on purchases, everywhere you shop!*
2% college savings on eligible gas purchases at Exxon & Mobil locations*
Plus 10% college savings on thousands of participating grocery and drug store items*
0% APR on balance transfers for 12 months+
Balance transfer fee applies with this offer*
No annual fee
If you have good credit, apply today

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	13.74%*	None*	Yes*	Good Credit*

Citi® Platinum Select®/AAdvantage® World MasterCard®

Earn 15,000 AAdvantage® Bonus Miles after your first purchase with the card*
Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases*
No blackout dates for AAdvantage award travel on select carriers*
Redeem AAdvantage miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide*
AAdvantage® miles may never expire*
Reduced Mileage Awards*
No pre-set spending limit*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	17.74%*	1st year free; then $85*	Yes*	Good Credit*

Citi Gold / AAdvantage MasterCard

Earn 12,500 AAdvantage® bonus miles after your first purchase with the card*
NO ANNUAL FEE for 12 months!*
Earn 1 American Airlines AAdvantage mile for every $1 you spend on eligible purchases - up to 60,000 miles per year*
No blackout dates for AAdvantage award travel on American Airlines, American Eagle & AmericanConnection® carriers*
AAdvantage miles may never expire*
Redeem AAdvantage miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
Reduced Mileage Awards – 5,000 fewer AAdvantage miles to select destinations
No pre-set spending limit*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	17.74%*	1st year free; then $50*	Yes*	Good Credit*

Citi® Bronze® / AAdvantage® MasterCard®

Receive 5,000 Bonus Miles after your first purchase with the card*
Earn 1 AAdvantage® mile for every $2 you spend on eligible purchases*
No blackout dates*
AAdvantage® miles may never expire*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	17.74%*	None*	Yes*	Good Credit*

Citi® Student Credit Cards

The following student credit card offers are for Citi® credit cards. Compare offers side by side and apply online for the student credit card that is right for you.

Citi® mtvU™ Platinum Select® Visa® Card for College Students

0% APR* for 6 months on purchases, cash advances and balance transfers
Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
Earn 1 ThankYou Point for every dollar you spend on all other purchases
Earn 25 ThankYou Points for paying on time
Earn 200-2000 ThankYou Points twice a year for maintaining a good GPA
Redeem points for gift cards, MTV events, and airline tickets
No balance transfer fee with this offer
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 Months*	15.74%*	None*	Yes*	Good Credit*

Citi® Driver's Edge® Card for College Students

0% APR* for 6 months on purchases, cash advances, and balance transfers
Earn rebates towards any car, new or used*.
Build your credit history
Free online account management
$0 liability on unauthorized purchases
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 Months*	17.74%*	None*	Yes*	Good Credit*

CitiPlatinum Select Card for College Students

0% APR* for 6 months on purchases, cash advances and balance transfers
$0 liability on unauthorized purchases
FREE Online Account Management
No minimum income or cosigner required
No balance transfer fee with this offer
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 Months*	13.74%*	None*	Yes*	Good Credit*

Citi Dividend Platinum Select Card for College Students

No Cosigner or Minimum Income Required
Free Online Account Management
Citi® Identity Theft Solutions
Citi® Photocard option*
The Lost Wallet® Service*
Credit Education Tools

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 Months*	15.74%*	None*	Yes*	Good Credit*

Citi® Bronze® / AAdvantage® MasterCard® for College Students

No annual fee for your card and free membership in American Airlines AAdvantage® program*
Earn 1 AAdvantage® mile for every $2 you spend – up to 25,000 miles per year*
No blackout dates on AAdvantage® award travel*
AAdvantage® miles may never expire*
$0 liability on unauthorized charges
Access to credit education tips and tools
No minimum income or co-signer required
Special Student Deals

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	6 Months*	17.74%*	None*	Yes*	Good Credit*

Citi® Business Credit Cards

The following small business credit card offer is for Citi® credit cards. Compare offers side by side and apply online for the small business credit card that is right for you.

CitiBusiness® Card

0% APR on Purchases AND Balance Transfers for 12 months*
Quarterly and annual account summaries
Manage your account online
Personal Business Assistant - Make requests 24/7 online or by phone for business information, travel reservations, as well as referrals for marketing and administrative needs.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 Months*	10.74%*	None*	Yes*	Good Credit*

CitiBusiness® Card with ThankYou Network(SM)

10,000 ThankYouSM Points after first purchase, redeemable for a $100 gift card
3 ThankYouSM Points on eligible business purchases*
1 ThankYouSM Point for every dollar you spend on other purchases*
0% APR on balance transfers for 12 months*
Additional cards for employees with credit limits you set
Quarterly and annual account summaries

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 Months*	12.74%	None*	Yes*	Good Credit*